Types of Banks in India


Central Bank

The Reserve Bank of India is the central Bank that is fully owned by the Government. It is governed by a central board (headed by a Governor) appointed by the Central Government. It issues guidelines for the functioning of all banks operating within the country.

Public Sector Banks

   1. State Bank of India and its associate banks called the State Bank Group
   2. 20 nationalized banks
   3. Regional rural banks mainly sponsored by public sector banks

Private Sector Banks

   1. Old generation private banks
   2. New generation private banks
   3. Foreign banks operating in India
   4. Scheduled co-operative banks
   5. Non-scheduled banks

Co-operative Sector

The co-operative sector is very much useful for rural people. The co-operative banking sector is divided into the following categories.

   1. State co-operative Banks
   2. Central co-operative banks
   3. Primary Agriculture Credit Societies


Development Banks/Financial Institutions

    * IFCI


    * IDBI


    * ICICI


    * IIBI


    * SCICI Ltd.


    * NABARD


    * Export-Import Bank of India


    * National Housing Bank


    * Small Industries Development Bank of India


    * North Eastern Development Finance Corporation

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